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The Employee Retention Credit

We are a CPA firm dedicated to helping businesses stay afloat during Covid-19 with tax relief strategies such as PPP Loan, PPP Loan Forgiveness, and now Employee Retention Tax Credit.  The Employee Retention Tax Credit is payroll tax credit program created by the CARES Act during Covid-19.  If you paid wages to your employee during Covid-19, you may receive up to $26,000 per employee in refund checks even if you received PPP loans.

ERC Eligible Requirements

  • If your business operations were impacted during an applicable calendar quarter due to government order that required partial or full shutdown of your business during 2020 or 2021.  This includes business operations being limited by commerce, inability to travel or restrictions of group meeting.


  • If your business gross receipts decreased more than 20%, comparing quarters in 2021 to the same quarter in 2019 or the immediately preceding quarter.

How much is the ERC tax credit?

For 2020, the maximum credit for all quarters is $5,000 per employee.  For 2021, the maximum credit for each quarter is $7,000 per employee for three quarters.  The maximum ERC tax credit for 2020 and 2021 is $26,000 per employee.

Do I qualify if I received PPP loans?

You can still qualify for the ERC refund checks, even if you received 1st and 2nd PPP Loans. However, you cannot use the same wages that you used to qualify for PPP loans.  So the key to maximum your ERC refund checks is to carefully allocate wages to each program to maximize ERC credits.

How long do I have to wait for ERC refund checks?

The current wait time for the IRS to process and issue ERC refund checks is between 8 and 10 months.  The IRS takes about 3-4 months to process a paper-filed amended and could be more if there are any potential errors on your employment form (Form 941X).  You may want to hire ERC professional to help you review your Form 941X and reach out to the IRS if they haven’t processed your ERC claim.

Why hire us?

We are a CPA firm that has helped hundreds of small businesses applied for PPP Loans, PPP Loan Forgiveness, and Employee Retention Credits during Covid.  We have partnered with and Biz2Credit to offer Employee Retention Credits loan to your business.  This way you won’t need to wait anywhere from 8-18 months before the IRS issue these ERC checks to you.

ERC Loans?

You can get access to your Employee Retention Credit within weeks, instead of months.  You can qualify for up to 65% of your Employee Retention Credits.  Other benefits included fixed-interest-only payments up to 12 months, free up operational cash flow, cover short-term expenses, and use for a broad range of business needs.

What documents do I need to get started?

  1. IRS Form 941 and Form 941X

  2. Business Tax Return for 2020, 2021 or 2022

  3. Driver’s license for all business owners

  4. 3 months of business bank statements

Contact us today at (850) 972-2829 to learn more about ERC application services and ERC Loan!